{"id":1381,"date":"2018-02-01T17:47:22","date_gmt":"2018-02-01T17:47:22","guid":{"rendered":"http:\/\/www.sheringtonpc.co.uk\/?p=1381"},"modified":"2018-02-01T17:47:22","modified_gmt":"2018-02-01T17:47:22","slug":"thames-valley-police-alert-phantom-debt-fraud","status":"publish","type":"post","link":"https:\/\/www.sherington-pc.gov.uk\/index.php\/2018\/02\/01\/thames-valley-police-alert-phantom-debt-fraud\/","title":{"rendered":"Thames Valley Police Alert &#8211; Phantom Debt Fraud"},"content":{"rendered":"<div id=\":1ik\">\n<div class=\"qQVYZb\"><\/div>\n<div class=\"utdU2e\"><\/div>\n<div class=\"btm\"><\/div>\n<\/div>\n<div class=\"aHl\"><\/div>\n<div id=\":1ia\" tabindex=\"-1\"><\/div>\n<div id=\":1ix\" class=\"ii gt \">\n<div id=\":1kj\" class=\"a3s aXjCH m1614cd45f4dafdef\">\n<div class=\"adM\"><\/div>\n<p><u><\/u><\/p>\n<div><center><\/p>\n<table class=\"m_8696187063709493526email-container\" role=\"presentation\" border=\"0\" width=\"600\" cellspacing=\"0\" cellpadding=\"0\" align=\"center\">\n<tbody>\n<tr>\n<td align=\"center\" valign=\"top\" bgcolor=\"#ffffff\">\n<table role=\"presentation\" border=\"0\" width=\"100%\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"m_8696187063709493526stack-column-center\">\n<table role=\"presentation\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td><a href=\"https:\/\/www.thamesvalleyalert.co.uk\/\" target=\"_blank\" rel=\"noopener\" data-saferedirecturl=\"https:\/\/www.google.com\/url?hl=en-GB&amp;q=https:\/\/www.thamesvalleyalert.co.uk&amp;source=gmail&amp;ust=1517589496914000&amp;usg=AFQjCNGMnrgoSPhbnHzauVA2G1fhBfOwFw\"><img decoding=\"async\" loading=\"lazy\" class=\"m_8696187063709493526fluid CToWUd\" src=\"https:\/\/ci3.googleusercontent.com\/proxy\/llwfnhJW2ZgBSzDBpZ9LMoyqvwqt-8559OBaGXcYh-MaGCcIvg4JYSAL0V7up-SW_V-i3YByjHGses3UnVtyUYT526gApLHo1jjSTggXm01Y7fQ9DwB1eIMWlQ=s0-d-e1-ft#https:\/\/www.thamesvalleyalert.co.uk\/design\/EmailTemplate\/SiteLogo.jpg\" alt=\"Thames Valley Alert Logo\" width=\"270\" height=\"80\" border=\"0\" \/><\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<td class=\"m_8696187063709493526stack-column-center\">\n<table role=\"presentation\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td><a href=\"https:\/\/www.actionfraudalert.co.uk\/\" target=\"_blank\" rel=\"noopener\" data-saferedirecturl=\"https:\/\/www.google.com\/url?hl=en-GB&amp;q=https:\/\/www.actionfraudalert.co.uk&amp;source=gmail&amp;ust=1517589496914000&amp;usg=AFQjCNFf-MxLqKJlX_ZYG4Igo8AO02R6yA\"><img decoding=\"async\" loading=\"lazy\" class=\"m_8696187063709493526fluid CToWUd\" src=\"https:\/\/ci6.googleusercontent.com\/proxy\/uqwqLPCKvj8nqKVJFqR-dpE2mS-2aYU4t_uB-sBjs_Hm0pKOiWgBk4OTx0Mgy1Yj1fJxy6992eMMy00C9SVUSeeOCf92V3XNixRACzwVtrrKtXw=s0-d-e1-ft#https:\/\/www.neighbourhoodalert.co.uk\/IPBanner\/39\/0\/banner.jpg\" alt=\"Action Fraud (National Fraud Intelligence Bureau)\" width=\"270\" height=\"80\" border=\"0\" \/><\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<tr>\n<td dir=\"ltr\" align=\"center\" valign=\"top\" bgcolor=\"#ffffff\" width=\"100%\">\n<table role=\"presentation\" border=\"0\" width=\"100%\" cellspacing=\"0\" cellpadding=\"0\" align=\"center\">\n<tbody>\n<tr>\n<td class=\"m_8696187063709493526stack-column-center\" width=\"20%\">\n<table role=\"presentation\" border=\"0\" width=\"100%\" cellspacing=\"0\" cellpadding=\"0\" align=\"center\">\n<tbody>\n<tr>\n<td dir=\"ltr\" valign=\"top\"><a href=\"https:\/\/twitter.neighbourhoodalert.co.uk\/images\/msgTypes\/Mt15P5.jpg\" target=\"_blank\" rel=\"noopener\" data-saferedirecturl=\"https:\/\/www.google.com\/url?hl=en-GB&amp;q=https:\/\/twitter.neighbourhoodalert.co.uk\/images\/msgTypes\/Mt15P5.jpg&amp;source=gmail&amp;ust=1517589496914000&amp;usg=AFQjCNEdXWkY24sIYoD9dOz3WJMCqHedVw\"><img decoding=\"async\" loading=\"lazy\" class=\"m_8696187063709493526center-on-narrow CToWUd\" src=\"https:\/\/ci5.googleusercontent.com\/proxy\/hTBcs9cKLzhqCKrdNkt4aiaQr7r2iPcuA9a4lhWSWsNuoxQlpNguoXq8Wly0bKgsH7VK50AuF4xGqN0b3DSIU2tmYp-EfErcHW2_W8gmkskTu3mXf_KaIWw=s0-d-e1-ft#https:\/\/twitter.neighbourhoodalert.co.uk\/images\/msgTypes\/Mt15P5.jpg\" alt=\"Message Type Icon\" width=\"100\" height=\"100\" border=\"0\" \/><\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<td class=\"m_8696187063709493526stack-column-center\" width=\"80%\">\n<table role=\"presentation\" border=\"0\" width=\"100%\" cellspacing=\"0\" cellpadding=\"0\" align=\"center\">\n<tbody>\n<tr>\n<td class=\"m_8696187063709493526center-on-narrow\" dir=\"ltr\" valign=\"top\">\n<h2>Phantom Debt Fraud Alert &#8211; January 2018<\/h2>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<tr>\n<td bgcolor=\"#ffffff\">\n<hr \/>\n<\/td>\n<\/tr>\n<tr>\n<td bgcolor=\"#ffffff\"><u><strong><span style=\"color: #000000;\"><span style=\"font-family: Calibri;\"><span style=\"font-size: medium;\">Phantom Debt Fraud\u00a0<\/span><\/span><\/span><\/strong><\/u><br \/>\n<span style=\"color: #000000;\"><span style=\"font-family: Calibri;\"><span style=\"font-size: medium;\">Action Fraud has recently experienced an increase in the number of calls to members of the public by fraudsters requesting payments for a \u201cphantom\u201d debt.\u00a0The fraud involves being cold-called by someone purporting to be a debt collector, bailiff or other type of enforcement agent. The fraudster may claim to be working under instruction of a court, business or other body and suggest they are recovering funds for a non-existent debt.<\/span><\/span><\/span><\/p>\n<p><span style=\"color: #000000;\"><span style=\"font-family: Calibri;\"><span style=\"font-size: medium;\">The fraudsters are requesting payment, sometimes by bank transfer and if refused, they threaten to visit homes or workplaces in order to recover the supposed debt that is owed. In some cases, the victim is also threatened with arrest. From the reports Action Fraud has received, this type of fraud is presently occurring throughout the UK.<\/span><\/span><\/span><\/p>\n<div><span style=\"font-family: Calibri;\">It is important to recognise that there are key differences between the various entities who seek to settle debts or outstanding fees in England and Wales. These differences range from the type of debt they will enforce to the legal powers they possess. To learn more, please take a look at some of the helpful information and links on the Step Change Debt Charity website;\u00a0<a href=\"https:\/\/www.stepchange.org\/debt-info\/debt-collection\/bailiffs-and-debt-collectors-differences.aspx\" target=\"_blank\" rel=\"noopener\" data-saferedirecturl=\"https:\/\/www.google.com\/url?hl=en-GB&amp;q=https:\/\/www.stepchange.org\/debt-info\/debt-collection\/bailiffs-and-debt-collectors-differences.aspx&amp;source=gmail&amp;ust=1517589496915000&amp;usg=AFQjCNFGjNayLWcbmJ2dgmo-im3dODd9ZA\">https:\/\/www.stepchange.org\/<wbr \/>debt-info\/debt-collection\/<wbr \/>bailiffs-and-debt-collectors-<wbr \/>differences.aspx<\/a>\u00a0<\/span>\n<\/div>\n<div><u><strong><span style=\"color: #000000;\"><span style=\"font-family: Calibri;\"><span style=\"font-size: medium;\">Protect Yourself<\/span><\/span><\/span><\/strong><\/u><\/div>\n<ul>\n<li><span style=\"color: #000000;\"><span style=\"font-family: Calibri;\"><span style=\"font-size: medium;\">Make vigorous checks if you ever get a cold call. Bailiffs for example, should always be able to provide you with a case number and warrant number, along with their name and the court they are calling from; make a note of all details provided to you.<\/span><\/span><\/span><\/li>\n<li><span style=\"color: #000000;\"><span style=\"font-family: Calibri;\"><span style=\"font-size: medium;\">If you receive a visit from a bailiff, they must always identify themselves as a Court Bailiff at the earliest possible opportunity. Ask to see\u00a0their identity card which they must carry to prove who they are, this card shows their photograph and identity number. They will also carry the physical warrant showing the debt and endorsed with a court seal.<\/span><\/span><\/span><\/li>\n<li><span style=\"color: #000000;\"><span style=\"font-family: Calibri;\"><span style=\"font-size: medium;\">If you work for a business and receive a call or visit, be sure to speak with your manager or business owner first. Never pay the debts yourself on behalf of the business you work for; some fraudsters have suggested employees make payment suggesting they can then be reimbursed by their employer when in reality the debt is non-existent.<\/span><\/span><\/span><\/li>\n<li><span style=\"color: #000000;\"><span style=\"font-family: Calibri;\"><span style=\"font-size: medium;\">Exercise caution believing someone is genuine because you\u2019ve found something on the internet; fraudsters could easily create fake online profiles to make you believe them.<\/span><\/span><\/span><\/li>\n<li><span style=\"color: #000000;\"><span style=\"font-family: Calibri;\"><span style=\"font-size: medium;\">Double check with the court, company or public body they claim to work for to confirm whether the call is legitimate; if you use a landline make sure you hear the dialling tone prior to dialling as the caller could still be on the line and you could potentially speak to the fraudster(s) to confirm the non-existent debt. Also be sure to independently search for a telephone number to call; never use a number provided by the caller without carrying out your own research.<\/span><\/span><\/span><\/li>\n<li><span style=\"color: #000000;\"><span style=\"font-family: Calibri;\"><span style=\"font-size: medium;\">Do not feel rushed or intimidated to make a decision based on a phone call. Take five and listen to your instincts.<\/span><\/span><\/span><\/li>\n<li><span style=\"color: #000000;\"><span style=\"font-family: Calibri;\"><span style=\"font-size: medium;\">If you know you have a debt, keep in regular contact with your creditor and be sure to establish the debt type at the earliest opportunity if you are not aware. This will help you to understand who might be in contact with you regarding any repayments or arrears.<\/span><\/span><\/span><\/li>\n<\/ul>\n<div><span style=\"color: #000000;\"><span style=\"font-family: Calibri;\"><span style=\"font-size: medium;\"><strong>You can report suspicious calls like these to Action Fraud by visiting<a href=\"http:\/\/www.actionfaud.police.uk\/\" target=\"_blank\" rel=\"noopener\" data-saferedirecturl=\"https:\/\/www.google.com\/url?hl=en-GB&amp;q=http:\/\/www.actionfaud.police.uk&amp;source=gmail&amp;ust=1517589496915000&amp;usg=AFQjCNF-EN2nERSlAKzpQ0mwb187RwhXBA\">www.actionfaud.police.uk<\/a>\u00a0or by calling 0300 123 2040.<\/strong><\/span><\/span><\/span><\/div>\n<div><\/div>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"CToWUd\" src=\"https:\/\/ci4.googleusercontent.com\/proxy\/KefEn5ePNCxLGH173oUbmt7G2lDb3KcCvJdWYQ6Yx3rYz9IpkUhl6BFd9-lFIf42i5YC7A27LoRZeplP1FJ15U14qJkOLLFNx06sx5qb=s0-d-e1-ft#https:\/\/www.neighbourhoodalert.co.uk\/186806861\/email.gif\" width=\"1\" height=\"1\" \/><\/td>\n<\/tr>\n<tr>\n<td bgcolor=\"#ffffff\"><strong><i>Message Sent By<\/i><\/strong><br \/>\nAction Fraud (Action Fraud, Administrator, National)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><\/center><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Phantom Debt Fraud Alert &#8211; January 2018 Phantom Debt Fraud\u00a0 Action Fraud has recently experienced an increase in the number of calls to members of the public by fraudsters requesting payments for a \u201cphantom\u201d debt.\u00a0The fraud involves being cold-called by someone purporting to be a debt collector, bailiff or other type of enforcement agent. The [&#8230;]<\/p>\n<p><a class=\"btn btn-secondary understrap-read-more-link\" href=\"https:\/\/www.sherington-pc.gov.uk\/index.php\/2018\/02\/01\/thames-valley-police-alert-phantom-debt-fraud\/\">Read More&#8230;<span class=\"screen-reader-text\"> from Thames Valley Police Alert &#8211; Phantom Debt Fraud<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[9],"tags":[],"_links":{"self":[{"href":"https:\/\/www.sherington-pc.gov.uk\/index.php\/wp-json\/wp\/v2\/posts\/1381"}],"collection":[{"href":"https:\/\/www.sherington-pc.gov.uk\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sherington-pc.gov.uk\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sherington-pc.gov.uk\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sherington-pc.gov.uk\/index.php\/wp-json\/wp\/v2\/comments?post=1381"}],"version-history":[{"count":0,"href":"https:\/\/www.sherington-pc.gov.uk\/index.php\/wp-json\/wp\/v2\/posts\/1381\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.sherington-pc.gov.uk\/index.php\/wp-json\/wp\/v2\/media?parent=1381"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sherington-pc.gov.uk\/index.php\/wp-json\/wp\/v2\/categories?post=1381"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sherington-pc.gov.uk\/index.php\/wp-json\/wp\/v2\/tags?post=1381"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}